The real cost
Facts checked October 22, 2026
The expected number of attempts is simply 1 ÷ the pass rate — which is why the pass rate is the most contested number in the industry.
| Rate used | Expected attempts to funded | 90% budget (attempts) |
|---|---|---|
| FPFX industry base — 14% | ≈ 7.1 | 16 |
| Topstep (firm-published) — 16.8% | ≈ 6.0 | 13 |
| MyFundedFutures (firm-published) — 19.97% | ≈ 5.0 | 11 |
| Take Profit Trader (firm-published) — 36.22% | ≈ 2.8 | 6 |
| Earn2Trade (firm-published) — 8.89% | ≈ 11.2 | 25 |
Buyers who eventually pass report spending about $4,270 on average, across roughly 3 attempts and 2.2 firms — the survivors' number, which flatters the full picture: most buyers stop before the expected value of the series can arrive. Expected attempts is an average over a series you may not finish. Budget for the series or buy the smallest door; those are the only two honest ways to start.
The verdict gives you the expected cost and the rule that applies to you. The Challenge Odds Kit gives you, program by program, the before-you-buy checklist, the style-versus-rules worksheets, the expected-cost workbook, and the payout-protection playbook: how to never hand a firm the excuse to refuse your payout.
Included in the $39 Challenge Odds Kit
Sources: the firms' own published pages (price grids and program terms), the FPFX Technology dataset of 300,000+ accounts reported by Finance Magnates (2024), pass and payout figures published by the firms themselves, and regulator publications (CFTC, FSMA, Consob, CNMV). Recorded and checked October 22, 2026. Prices on this site are the list prices recorded on that date, promotions excluded; if a price or a rule has moved since, the firm's own page wins — and write to help@doogex.com so we can correct ours.